Helping You Reduce Your Monthly Debt Payment by Up to 50%!
 

• One Affordable Monthly Payment

• Be Debt Free in 20 to 48 Months​

• Free Debt Assessment and Consultation

The debt assistance program is designed to help you with the following types of unsecured debts, which are not backed by collateral such as a home or car:
 

• Banks and Creditors

• Credit Card Debt

• Payday Loans

• Medical Debt

• Private Student Loans

• Personal Loans

• Lines of Credit

• Personal Business Debts

Judgments, Collections, and Deficiencies
 

• Auto Repossessions

• Mortgage Debt

• Tax Debt

• Cellular Debt

To qualify for the debt assistance program, you must meet the following criteria:

1. Residency: You must reside in one of the states where our services are available.

2. Amount of debt: Your total unsecured debts, including credit cards, medical bills, department store debts, and personal loans, must be more than $10,000.

Create an online Living Trust that covers everything.

A trust created by attorneys and customized for you.

The most complete and comprehensive way to protect your assets and loved ones. Avoid probate and allow your assets to pass seamlessly to your beneficiaries with a trust-based estate plan.

Includes customized, state-specific estate planning documents to name guardians for your children, list your assets, and outline what should happen in a medical emergency, so you can rest easy with all your affairs in order.
 

• Free shipping for the first time

• First year of membership included ($39/year after first year)

• Benefits

• Name guardians for children and/or pets

• Decide who will handle your affairs

• Leave specific gifts (money, possessions, property, etc.)

• Determine how your assets will be distributed

• Exclude people from receiving your property

• Specify your final arrangements

• Note any special requests.

• Deciding what should happen in a medical emergency

• Designating health care agents

• Allowing trusted people access to your medical records

• Adding conditions to asset distributions

• Avoiding probate court

Click. Send. Fix.

Fixing your own credit used to take a lot of work and a little luck. But now, we can make fixing your credit and potentially raising your credit score a simple process.
 

• Repair all 3 credit bureaus.

• Raise credit score.

• Easily do it yourself.

Dispute any account at all 3 bureaus.

myNovaeDisputes can help you address these Experian, Equifax, and TransUnion accounts:
 

• Late Payments

• Collections

• Repossessions

• Judgments

• Charges

• Reclamation

• Garnishments

• Bankruptcy

​
You don't need to hire a credit repair company.

Don't waste your time and money hiring a credit repair company to send generic disputes that all 3 credit bureaus can legally reject. We help you create much more effective disputes than any credit repair company. Because you submit them yourself, the credit bureaus won't reject them. Easily create effective disputes for all 3 credit bureaus and improve your credit score

Build business credit and get the financing you deserve!
 
Our proven strategies use your business EIN, regardless of your personal credit!

PERSONAL CREDIT
The program includes 12 months of our program to help you address your personal credit challenges. Yes, it's included for FREE!

BUSINESS CREDIT
We address the elements of Commercial Lender Compliance to identify any missing elements that lenders may require for approval.
 

GUARANTEED FINANCING
We will continue to assist you with your profile until you are approved for $50,000 in business crowdfunding*.

Qualify for Business Financing with your Business Name (EIN) separate from your Personal Credit!

WE DO IT IN 7 SIMPLE STEPS:
STEP 1: Establish your business credibility. We help you gain business listing consistency and establish the compliance elements necessary to begin qualifying for business credit in your business name.

STEP 2: Establish your business credit reports. We help you set up accounts with BUSINESS credit reporting agencies appropriately and free of charge to ensure you begin building a business credit history.

STEP 3: Establish “Starter” Business Credit Accounts. Over 90% of businesses that offer “vendor credit” do not report your payment history to business credit reporting agencies. We provide you with the ones that do.

STEP 4: Monitor your business credit reports. We help you analyze your business credit reports to see when you need to add more business lines or move to the next level of business credit.

STEP 5: Establish larger credit accounts. We help you set up accounts in the second of four tiers of business credit that are larger and in some cases go beyond net terms.

STEP 6: Advanced Business Builder Accounts. We help you set up accounts in the third of four tiers of business credit that include, but are not limited to, fleet credit and more.

STEP 7: Acquire Revolving and Cash Business Credit Accounts. We help you establish business credit accounts through major banks, credit card companies, and alternative lenders, all in your business's name with potential financing ranges in the millions of dollars, depending on what you qualify for.

Follow it, build it, improve it!
 
We provide Fintech tools to give NEW LIFE to your credit score!
 
Credit Monitoring & 3-Bureau Credit Reports & Scores

Your credit score is one of the most valuable financial tools you have in life. With this service, you can insure yourself against identity theft and keep track of not only your credit reports, but also your daily financial and credit transactions.
Plus, we make them easy to read, so you can regularly check their accuracy and better understand your credit score.
 
Identity Fraud Insurance

With over nine million Americans experiencing credit card fraud and identity theft each year, the need for identity theft insurance grows every day. Our $1 million family fraud insurance gives you peace of mind in the event that you or a family member in your household falls victim to identity theft.

Negative Account Detection

Separating negative accounts from positive accounts is a great way to see what is affecting your score and what may not actually belong on your report in the first place. You can also go further and see any latest actions or notes on each account across all 3 bureaus!

Check Your Credit Score

Your credit score plays a vital role in credit decisions and can open the door to many opportunities.

For more information on other personal programs (such as personal loans, credit cards, student loan refinancing, car refinancing, etc.) and other business services (such as business credit, business financing, how to trademark, business debt help, FREE business registration, government loans, etc.) as well as information if you would like to MAKE MONEY offering these services